The combined ratios of the large re-insurers are penalised by natural disasters and by the oil catastrophe in the Gulf of Mexico.
1.
Absenteeism Management (1,641)
2.
Accident and Sickness Claims Management (1,612)
3.
Focused Profiling (1,526)
4.
Salary Management (1,452)
5.
Risk Analysis (1,393)